Privacy Policy

At Nicholas A Tkaczuk and Associates, INC, along with our affiliates ("Nicholas A Tkaczuk and Associates, INC", "we", "us"), we prioritize your privacy and are dedicated to protecting the information you share with us.

This document outlines how we handle the Personal Information collected through our website, applications, and services (referred to collectively as "Services"). It does not extend to the content processed on behalf of our API customers, which is covered by separate agreements.

1. COLLECTION OF PERSONAL INFORMATION

We gather Personal Information about you in the following ways:

Directly from You

When you create an account, use our Services, or communicate with us, we collect:

  • Account Information: Your name, contact details, account credentials, payment information, and transaction history.

  • Content: Personal Information in your inputs, uploads, or feedback to our Services.

  • Communication Information: If you contact us, we collect your name, contact details, and message contents.

  • Social Media Information: Interacting with our social media accounts may result in us collecting your contact details. Social media platforms may also provide aggregated user interaction data.

Automatically Collected Information

As you interact with our Services, we collect:

  • Technical Information: Browser/device data, IP addresses, usage patterns, and cookies to enhance your experience and improve our Services.

2. USE OF PERSONAL INFORMATION

We use your Personal Information to:

  • Deliver and improve our Services

  • Communicate with you about updates and offerings

  • Conduct research and prevent fraud

  • Comply with legal obligations and protect our rights

3. DISCLOSURE OF PERSONAL INFORMATION

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. YOUR RIGHTS

Depending on your location, you may have the right to:

  • Access your Personal Information

  • Request deletion of your data

  • Correct or update your information

  • Transfer your data (data portability)

  • Restrict processing

  • Withdraw consent at any time

  • Object to processing

You can exercise these rights by contacting us at: Email: NTkaczuk@gmail.com

5. CHILDREN'S PRIVACY

Our Services do not target children under 13. We do not knowingly collect data from children. If identified, we will delete such data. Users under 18 must have parental consent.

6. THIRD-PARTY WEBSITES

Our Services may link to third-party websites. We recommend reviewing their privacy policies independently.

7. SECURITY AND RETENTION

We implement appropriate measures to protect your data but cannot guarantee absolute security. Data is retained as necessary for service delivery and legal compliance.

8. INTERNATIONAL USERS

Your data may be processed and stored in the United States or other jurisdictions under applicable legal frameworks.

9. POLICY UPDATES

We may update this Privacy Policy periodically. Updates will be posted on our website with the effective date.

10. CONTACT US

For any questions or concerns:

  • Business Name: Nicholas A Tkaczuk and Associates, INC

  • Phone: 815-290-5183

  • Email:NTkaczuk@gmail.com

CONSENT TO COMMUNICATION

Scope of Consent

By submitting your information, you agree that Nicholas A Tkaczuk and Associates, INC, its affiliates, and trusted partners may contact you via email, phone calls, text messages, or mail regarding services, promotions, and updates.

Automated Communication

You consent to receiving automated or prerecorded calls/messages. Separate consent will be obtained for telemarketing where required.

Third-Party Communication

We may share your information with trusted partners in compliance with privacy laws.

Voluntary Consent

You may withdraw consent at any time via opt-out instructions or by contacting us.

DATA PROTECTION AND PRIVACY

Use of Information

We use your data to personalize communication, improve services, and for analytics and compliance.

Sharing and Disclosure

We do not sell your personal data. Data is only shared with trusted parties or when legally required.

Data Security

We apply appropriate technical and organizational safeguards.

Your Rights

You may request access, correction, deletion, or restriction of your data by contacting: NTkaczuk@gmail.com